Provide localized payments, cross-border acquiring, account settlement and risk-compliance capabilities for merchants, platforms, banks, wallets and public-service institutions.
NewPay combines payment gateway, cross-border wallet network, account and settlement technology, merchant management and risk-compliance capabilities for different scenarios, helping customers connect acceptance, funds, operations and service flows.
Different customers need to solve different problems. Stores care about acceptance and reconciliation; online platforms care about APIs and order synchronization; banks and wallet partners care about clearing, settlement, merchant networks and compliant operations. NewPay starts from each scenario and configures the right product capabilities.
The solution does not stop at integration. NewPay also provides local merchant services, material review, deployment support, transaction queries, refund processing, automated reconciliation and exception assistance so partners can operate payment services continuously.
Who it serves, core pain points, NewPay solution and key capabilities
For local merchants that need QR acceptance at stores, counters, tables, attractions or service windows.
Apply as an In-store MerchantDining, retail, convenience stores, hotels, pharmacies, attractions, counter services and offline stores.
Payment methods are fragmented, visitors may find payment inconvenient, manual reconciliation is costly, and refunds and store transaction records are not clear enough.
Use NewPay QR, in-store acceptance materials and the merchant dashboard to accept local wallets, cross-border wallets and card-related payments, while centrally managing transaction notifications, refunds, settlement and reconciliation.
App and online service platforms: merchant onboarding, online checkout or payment API
Apply as an Online MerchantE-commerce platforms, online services, apps, booking systems, ticketing platforms, content platforms and system integrators.
Payment APIs are complex, order status synchronization can be unstable, and callbacks, refunds, signature verification and reconciliation require additional development and maintenance.
Provide online checkout, aggregated payment APIs, order queries, refunds, webhook callback notifications, signature verification and business status codes, helping platforms embed payment flows into their own business systems.
For merchants and platforms serving cross-border visitors, local travel consumption and multi-wallet payment needs.
Partner with UsHotels, travel agencies, attractions, airports, cross-border retail, dining, transport services and visitor consumption scenarios.
Visitors may not be familiar with local payment methods, merchants may struggle to accept cross-border wallets through one entry, and the payment experience can affect conversion.
Connect payment networks such as Alipay+, WeChat Pay, UnionPay / Cloud QuickPass and LAPNet so visitors to Laos can use familiar payment methods while merchants keep clear acceptance and reconciliation entry points.
Local payment and settlement cooperation for banks, institutions and enterprise customers.
Partner with UsBanks, financial institutions, enterprise groups, clearing and settlement partners, payment service partners and large institutional customers.
Need stable local payment acceptance, account identification, fund clearing, merchant networks, automated reconciliation and compliant operations support.
Provide cooperation capabilities for financial institutions around virtual accounts, multi-currency clearing and settlement, partner-bank solutions, automated reconciliation and institutional transaction management.
Cross-border payment cooperation for wallets, payment networks and the NewPay merchant network.
Partner with UsE-wallets, cross-border payment networks, card-organization partners, payment service providers and wallet expansion partners.
Need to enter the local merchant network in Laos while maintaining unified acceptance rules, transaction experiences, settlement paths and cooperation operations support.
Through the NewPay merchant network, local QR acceptance, cross-border wallet connectivity, transaction status management and partner operations support, help wallets and payment networks serve Laos consumption scenarios more reliably.
For building traceable and reconcilable payment flows in public payments, service counters and institutional collection scenarios.
Partner with UsPublic-service institutions, government payment counters, public institutions, public platforms, education and healthcare, and enterprise service windows.
Payment processes may be offline-heavy, payment records can be hard to trace, reconciliation cycles are long, and refunds, exception handling and permission management need more clarity.
Provide public-service acceptance, transaction tracking, automated reconciliation, refund processing, permission management, exception assistance and risk-compliance support to make public payment flows clearer and easier to manage.
Different solutions share the same NewPay platform foundation, allowing merchants, institutions and partners to integrate, manage and operate payment services within one framework.
NewPay confirms the integration method based on customer type and scenario complexity. In-store merchants can follow a store deployment path, while online platforms and institutional customers can enter technical integration and testing.
Describe the business type, acceptance scenario, cooperation goal and contact information.
Determine whether in-store acceptance, online integration, institutional cooperation or wallet network cooperation is the best fit.
Confirm payment methods, settlement paths, reconciliation methods, risk controls and service boundaries.
Complete API or checkout integration online, and complete materials and store configuration offline.
Go live after completing tests for payments, refunds, callbacks, reconciliation or in-store acceptance.
Continuously support transaction queries, exception handling, settlement reconciliation and business expansion.
Whether you are a merchant, platform, bank, wallet partner or public-service institution, NewPay can provide payment, settlement, reconciliation and risk-control support based on real business scenarios.